Medicare and Medicaid to Cover COVID-19 Testing

With coronavirus dominating news coverage and creating alarm, it is important to know that Medicare and Medicaid will cover tests for the virus. DHHS Announces a New Designation The Department of Health and Human Services has designated the test for the new strain of coronavirus (officially called “COVID-19”) an essential health benefit. This designation means […]

CMS Rings in the New Decade with Medicare Rate Hikes

Now that Medicare open enrollment is closed for another year and you have chosen your plan specifics, the next concern for most is how much more is it going to cost me? After a few years of small or no changes, costs are rising sharply in 2020. Medicare Part B premiums will increase by $9.10 […]

Two Different Disability Programs are Available to Veterans Through the VA

Veteran’s have two options as far as disability programs are concerned. Disabilities because of injuries sustained during active duty or if the service during active duty made the existing injury worse are covered through disability compensation while disability pension compensates any veteran who is permanently disabled regardless whether or not the disability is due to […]

Medicare Open Enrollment Runs from October 15 to December 7 Annually!

According to the New York Times, few Medicare beneficiaries take advantage of open enrollment, but of those that do, nearly half cut their premiums by at least 5 percent. Even beneficiaries who have been satisfied with their plans in 2019 should review their choices for 2020, as both premiums and plan coverage can fluctuate from […]

Are Wanderlust and Retirement Crossing Paths for You?

Do you dream of retiring to some foreign land? Maybe in South America, Europe or perhaps the Carribean? It isn’t uncommon. As reported recently in an article by The Week, “As of April 2019, the Social Security Administration was sending 685,000 payments to beneficiaries overseas — a 40 percent increase over the past 10 years”. […]

Want to Know What Services are Covered by Medicare? There's an App for That!

Medicare has an app called “What’s Covered” that is available in the App Store for IOS or Google Play for Android for free. The “What’s Covered” app allows you to search or browse to learn what’s covered and not covered under Medicare Parts A and B, how and when to get covered benefits, basic cost information […]

Be Wary of the "Responsible Party" Wording in a Nursing Home Agreement!

While federal regulations prevent nursing homes from requiring a third-party to be personally liable as a condition of admission, “responsible party” isn’t always clearly denied and can have costly implications if taken in the wrong context. Generally, the responsible parties role is to make sure that the nursing home bill is paid by the resident and, […]

Details Matter When It Comes to Dealing With Long-Term Care Insurers

Let’s face it- we all have our strengths and weaknesses. Some of us are more detailed orientated than others. Most of the time, we can scrape by not having to pay attention to seemingly minute details but other times the price you may pay for letting the little things slide could be steep just as […]