Is a Pre Paid Funeral Plan Right for You?

As we get older, and perhaps having to plan a funeral for a loved one ourselves, many people are thinking far ahead and planning and pre-paying for their own funerals. If you have had to go through the process of planning a funeral for a loved one that has passed, you know how difficult it […]

What exactly is SSDI?

It is easy to confuse Supplemental Security Income aka SSI with Social Security Disability Insurance, aka SSDI. SSI is for people with disabilities that have minimal means; SSDI is an insurance program that is available to qualified workers with disabilities regardless of their resources. SSDI pays cash benefits to those who are unable to work […]

Estate Planning with Children Who Have Special Needs

Estate planning is always a good practice, but when it comes to a parent that has a child who has special needs, it is almost a necessity. All cases are different from the levels of care, varying greatly from situation to situation. Proper planning on the parents part will not only benefit the child, including […]

The Learning Curve of Dealing with Student Loan Debt as We Age

There has been a 20% increase in student loan debt borrowing in the over 60 set in from 2012 to 2017. Of this 20%, 73% borrowed for either a child or grandchild’s’ education. As parents, we have the innate desire to help our children any way we can, however, if you are not careful in […]

Discussing Long-Term Care Planning With Aging Parents

Trying to start the discussion of long-term care planning with your aging parents can be difficult for everyone even if they have the best of relationships. Generally speaking, the conversation is better started in a familiar place such as the parents home. Transparency among the children is always preferable as long as it is in […]