Spouses' Guesses About End-of-Life Wishes Not Always Accurate

Most married older adults name their spouses to make health care decisions for them should they become incapacitated and unable to convey their wishes to care providers. The standard way to do this is through a durable power of attorney for health care, also called a health care proxy. But how accurate are spouses at […]

Always Put Caregiver Contracts in Writing

When hiring a caregiver, it is vital to put the contract in writing. Courts can be especially strict about requiring contracts when caregivers are relatives, but a formal agreement is still necessary even if the caregiver is not a relative. A Michigan court ruling illustrates how failing to document an agreement with a non-relative caregiver can affect Medicaid benefits. The […]

Elder Financial Abuse by Family Caregivers

Older adults lose an estimated $20 billion each year from financial abuse by family, friends, and caregivers. In many cases, the perpetrators of elder financial abuse are not strangers but trusted individuals, often family members. When victims discover exploitation, they can face challenges navigating complex interpersonal relationships. A recent webinar hosted by the National Center on […]

Seniors and Caregivers: Establish an Emergency Action Plan

For seniors and their caregivers, having a plan in place should an emergency strike can provide some peace of mind in a turbulent world. A crisis, such as illness, trauma, natural disaster, or any other unexpected adverse event, may one day require you to act quickly and decisively. Thinking and adapting can be particularly difficult […]

Health Care Highlights From Biden’s State of the Union

         President Joe Biden’s fourth State of the Union address last night at the Capitol touched on topics as diverse as the loneliness epidemic, the invasion of Ukraine, and union jobs. On the healthcare front, Biden focused on prescription drug pricing and access to health insurance coverage. Prescription Drug Costs Prohibitive costs to Medicare recipients for […]

Long-Term Care Insurance: An Introduction

With nursing home care in some parts of the country costing as much as $10,000 a month, a long-term need for care can deplete even the best-planned estate. As a result, many seniors buy long-term care insurance to cover this risk. One great advantage of this insurance is that most policies now cover home care, […]

Survey Uncovers Caregiver Support Needs, Possible Solutions

November is National Family Caregivers Month, a time to honor the more than 50 million unsung heroes who support their older loved ones in aging with dignity and grace. Many family caregivers are working caregivers; they have a primary occupation in addition to caring for an aging loved one. Choosing to work while also providing […]

Do Caregiver Duties Help Older Women Live Longer?

         Despite the considerable stress of serving as an unpaid caregiver, a new study suggests that caring for a loved one may increase longevity among older women. The findings, published in The Journal of the American Geriatrics Society, revealed that women who said they were taking care of a loved one regularly had a mortality rate […]

Are You a Family Caregiver? New Bill Seeks to Lower Costs

         The recently proposed legislation seeks to offer financial relief for unpaid family caregivers. Introduced in November 2023, the Lowering Costs for Caregivers Act of 2023 is the result of a bipartisan effort to lessen the costs of family caregiving. The American Association of Retired Persons (AARP) has also endorsed the bill. If the act becomes law, it will […]

2023 AARP Report Recommends Supports for Family Caregivers

        Many older Americans choose to have their family members care for them as they age. Yet, despite the comfort a familiar face may provide, there is a significant cost for the loved ones who sacrifice their time, and often their upward economic mobility, to ensure they can secure proper care for their senior parent. […]