What To Do With Your Stimulus Check if You Are in a Nursing Home

As the second round of stimulus checks go out, it is important to know that nursing home residents are not required to turn their checks over to their nursing home. And Medicaid recipients need to spend the cash within a year if it puts them over Medicaid’s resource limit.  In December 2020, Congress approved $600 […]

Medicare and Medicaid to Cover COVID-19 Testing

With coronavirus dominating news coverage and creating alarm, it is important to know that Medicare and Medicaid will cover tests for the virus. DHHS Announces a New Designation The Department of Health and Human Services has designated the test for the new strain of coronavirus (officially called “COVID-19”) an essential health benefit. This designation means […]

CMS's Updated Financial Guidelines for Community Spouses in 2020

The Centers for Medicare and Medicaid Services have just released their guidelines regarding the “community spouse” for 2020. A “community Spouse” is the spouse of a Medicaid recipient who is living in a nursing home. There is an allowance threshold that applies to the community spouse, known as the CSRA or community spouse resource allowance […]

How Can I Keep my Home Safe from Medicaids’ Grip

A common perception of applying for Medicaid and moving into a nursing home is that you will lose your home. While you aren’t required to sell your home to qualify for Medicaid nursing home care, the state could potentially make a claim against your house upon your passing. People’s first inclination is often to give […]

How Much is a Community Spouse Protected Financially in 2019?

By definition, the “community spouse” is the spouse of Medicaid recipient that is living in a nursing home. There is a certain amount of money the community spouse is allowed to keep without it endangering the recipients’ eligibility. This is where asset protection is important to explore with a qualified attorney. They can help with […]

Medicaid for Home Care?

Did you know that all fifty states cover at least a portion of home care? It makes sense although many people may not realize that this an option. It is historically cheaper than a nursing home and as we showed you in an earlier post, family members can be reimbursed as caregivers. Since Medicaid is […]

Medicare vs. Medicaid in Terms of Long- Term Care

Medicare is an entitlement program meaning that everyone who reaches 65 is eligible for coverage and completely federally funded while Medicaid is awarded only after meeting strict income and asset guidelines and is a joint federal-state program that is run by each individual state however must meet federal guidelines in order to receive monies. The […]

What Giving Away Money or Property Can Do to Your Medicaid Eligibility

Any and all transfers of money or property, no matter how big or small, are at risk for coming under scrutiny during the Medicaid look-back period of five years. Whether it is a charitable donation or holiday gift, the rules still apply however there are some instances that are exempt. Read on to find out […]

Don't let Medicaid misconceptions lead to tragic consequences.

There are many misconceptions when it comes to what happens when a client applies for Medicaid. In this case, it was misconstrued that the patient, who needed full time care, would lose her home that she shared with her daughter and granddaughter if she applied for and received Medicaid benefits. How could this tragedy have […]